Our Team

Broad, Integrated Services

Sandler O’Neill Mortgage Finance L.P.* helps clients maximize the value of their loan and lease portfolios. On average, members of our team have been with us for over 15 years and have more than 28 years of experience in loan portfolio management and trading. Since 1996 we have advised on more than 1,042 loan portfolio transactions with an aggregate principal amount of $46.46 billion.

Comprehensive analysis

We are a leader in the analysis, qualification and valuation of mortgages, mortgage servicing and real estate assets. We execute secondary market purchases, sales and securitization transactions for performing, sub-performing and non-performing residential, consumer, multi-family and commercial mortgage loans.

In addition to transaction marketing and management, we provide superior underwriting and delivery services. With our integrated computer systems, we analyze the servicing and supplemental loan databases, catalog underwriting and documentation information, and structure and price individual loans or pools of assets.

We provide quarterly, semi-annual and annual loan and servicing portfolio valuations, which include static cumulative life-of-loan loss analysis, as well as mark-to-market and/or mark-to-model valuations.

Powerful resources

As part of our firm’s integrated approach to providing total balance sheet management, our team draws on Sandler O’Neill’s deep fixed income and investment banking resources and access to financial markets to deliver world-class analysis and execution.

* Mortgage Finance services are provided by Sandler O’Neill Mortgage Finance L.P.  In California, loans are made or arranged pursuant to a California Financing Law license.

Charles K. Smith, Principal