Terms of Use

General

Sandler O’Neill + Partners, L.P. is a limited partnership, the sole general partner of which is Sandler O’Neill + Partners Corp., a New York corporation. Sandler O’Neill + Partners, L.P. is a registered broker-dealer and a member of the Financial Industry Regulatory Authority, Inc.

Sandler O’Neill Mortgage Finance L.P. is an affiliate of Sandler O’Neill + Partners, L.P.

Ownership of Site; Copyrights; Trademarks; Proprietary Notices

Sandler O’Neill + Partners, L.P. owns and maintains this site. The trademarks, logos and service marks on this site are the property of Sandler O’Neill + Partners, L.P. and others.

The information provided on this site may not be republished or redistributed, in any format, without the express prior written consent of Sandler O’Neill + Partners, L.P. The copyright and other proprietary notices or legends on any information downloaded or printed from this site must be left intact. These Terms of Use are not intended to, and will not transfer or grant any rights in or to the information on this site and all such rights are reserved by Sandler O’Neill + Partners, L.P. or the third party providers of such information.

Linked Sites

Sandler O’Neill + Partners, L.P. has not reviewed any of the sites sponsored or maintained by third parties that are linked to this site and is not responsible for the content thereon or any other matter relating thereto. The fact that the link is available on this site does not constitute an endorsement, authorization, sponsorship or affiliation by Sandler O’Neill + Partners, L.P. with respect to linked site or its owners, or providers. Anyone who leaves this site via a link contained in this site does so at his/her own risk.

Distribution

The information provided on this site or in any communication containing a link to this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would require Sandler O’Neill + Partners, L.P. or its affiliates to register within such jurisdiction or country.

No Reliance, No Solicitation or Recommendation

The information contained on this site was obtained from various sources that Sandler O’Neill + Partners, L.P. believes to be reliable, but Sandler O’Neill + Partners, L.P. does not guarantee its accuracy or completeness. The information and opinions contained on this site are subject to change without notice.

Neither the information nor any opinion contained on this site constitutes an offer, or a solicitation of an offer, to buy or sell any securities or other financial instruments, including any securities mentioned in any report available on this site.

The information contained on this site has been prepared and circulated for general information only and is not intended to and does not provide a recommendation with respect to any security. The information on this site does not take into account the financial position or particular needs or investment objectives of any individual or entity. Investors must make their own determinations of the appropriateness of an investment strategy and an investment in any particular securities based upon the legal, tax and accounting considerations applicable to such investors and their own investment objectives. Investors are cautioned that statements regarding future prospects may not be realized and that past performance is not necessarily indicative of future performance.

Security

Sandler O’Neill + Partners, L.P. makes no warranty, express or implied, regarding the security of the site, including with respect to the ability of unauthorized persons to intercept or access information transmitted by or to you through this site.